In today's competitive work environment, continuous training is not just an advantage but a necessity. Fortunately, in Spain there is a mechanism that allows companies to train their employees at no direct cost: the subsidized training credits managed by FUNDAE (State Foundation for Employment Training).

What are FUNDAE credits and how do they work?
FUNDAE credits are a rebate on social security contributions that allows companies to recover part of the money they have already paid to Social Security for professional training. It is not a direct subsidy, but a compensation applied to the social security payment for the month in which the training takes place.
Who can benefit from FUNDAE credits?
All companies that have employees on payroll and contribute to professional training can access these credits. This includes everything from large corporations to micro‑enterprises. Even newly created companies are guaranteed a minimum credit of €420.
How is the subsidized training credit calculated?

The available amount depends on two factors:
- Average workforce from the previous year.
- Contributions paid for professional training.
Depending on the size of the company, the refundable percentage varies:
- 1 to 5 employees: minimum of €420.
- 6 to 9 employees: 100% of the amount contributed.
- 10 to 49 employees: 75%.
- 50 to 249 employees: 60%.
- More than 250 employees: 50%.
What type of training can be subsidized through FUNDAE?
FUNDAE credits can be used to finance a wide variety of courses:
- Soft skills, leadership, languages.
- Digitalization, cybersecurity, compliance.
- Sector‑specific technical training.
- Internal training designed by the company itself.
What happens if FUNDAE credits are not used?
The credit is annual and non‑cumulative, unless FUNDAE is notified before June 30 of the intention to reserve it for the following year. If it is not used or not communicated, it is lost.
How are FUNDAE credits managed correctly?

Management is carried out through FUNDAE’s online platform. It is essential to:
- Properly communicate the training.
- Justify attendance and assessment of the learning.
- Maintain proper document traceability.
Many companies choose specialized consulting firms that handle the entire process, from credit verification to the final justification.
Why should you take advantage of your FUNDAE credits now?
Every year, thousands of companies miss this opportunity due to lack of awareness or poor planning. Taking advantage of FUNDAE credits not only improves productivity, but also strengthens team engagement and reduces the skills gap.
ABD Consulting helps you make the most of your FUNDAE credits

At ABD Consulting we offer you full management of your training credits, ensuring that you don’t lose a single euro of what corresponds to you. In addition, we have a broad training catalog adapted to the real needs of your company, from digital skills to soft skills and specialized technical training.
Do you want to know how much credit you have available or which training best fits your team?
Contact us and we’ll help you design an effective, fully subsidizable training plan.